How to invest money using cryptocurrency – how much should I invest if I am making minimum wage?


Just because you are on the lower end of the salary spectrum when it comes to the national average, or you are barely getting by making minimum wage at your cafe job, it doesn’t mean that you can’t prepare for your future. Everyone should have the opportunity to put some funds aside to help their investment portfolio and their financial standing, regardless of how much they are currently making.

One of the best ways to save for the following years is to put your money in digital currencies or digital wallets. But how can you do this if you are making minimum wage? Here is everything you need to know about using cryptocurrency and how it can benefit YOU! You can also reach out to Viva Capital Management for help on how to invest your money.

How to invest money with cryptocurrency if you are making minimum wage

First, we need to know – what are cryptocurrencies? Before you invest your money, you need to make sure you know the basics, and the details, of this online funding method. Since you will be putting some of your money here, it needs to be a smart decision for you financially.

Cryptocurrency is a type of digital funding that is not controlled by one bank or one institution, such as other money lenders or financial institutions. This way, it just simply keeps an online log of transactions that are not tied to any banking system. By eliminating the bank, it allows you with the cryptocurrency to directly interact with a seller of a product or service that you want.

Put only a small percentage of your money towards cryptocurrencies

Even if you are just making minimum wage, there is still a small percentage of your funds that you can learn how to invest. Even though the percentage of your funds might be smaller than someone who is the CEO of a company, this doesn’t mean it is any less beneficial for you. A 5% investment in cryptocurrency can come back to seriously help you a few years down the line but won’t put too much of a strain on your current financial standing. 

Make sure that when you decide the amount you want to invest, you are okay with not seeing that money for a while – or ever again. Since cryptocurrencies are an investment and a risk, just like stocks, you can get a big payoff in the long run or you can end up losing money. 

Choose the type of cryptocurrency you want to purchase

If you want to purchase cryptocurrency on minimum wage, sometimes choosing the most popular option can be a good idea. You will not get the same rise in profit that you would with a riskier stock that can have a higher price change, but you can guarantee that you will be getting some money back in the long run – if this is the case, we recommend trying Bitcoin.


If you are trying to learn how to invest in cryptocurrency on minimum wage, it can be done! You just have to be smart about how much you invest and where you put your money. 


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